Author - Shiv Nanda

avatarShiv Nanda is a financial analyst who currently lives in Bangalore, India (refusing to acknowledge the name change) and works with MoneyTap, India's first app-based credit line. He is a true finance geek who enjoys helping people with money management, and his friends love that about him. They always turn to him for advice on their investment choices, budgeting skills and personal financial matters. They also seek his approval before applying for a loan, credit card or any other type of credit. Head over to MoneyTap’s blog to check out Shiv’s other articles, or click here to learn more about MoneyTap’s flexible personal loans.